{"id":"in-maharashtra","country":"in","kind":"state","name":{"en":"Maharashtra","local":"महाराष्ट्र"},"languages":["mr","hi","en"],"currency":"INR","symbol":"₹","fxPerUsd":94,"cities":{"T1":"Mumbai","T2":"Nashik","T3":"Satara"},"basket":{"teaCup":15,"simpleMeal":100,"haircutMen":120,"milkLitre":60,"breadLoaf":50,"unskilledDayWage":572,"minWageMonthly":14863,"shopRentSqftMonth":{"T1":250,"T2":70,"T3":35},"electricityCommercialKwh":12.5,"lpgCommercialCylinder":2790,"petrolLitre":112.44},"tax":{"salesTax":"GST 0/5/18/40% (national, from 22 Sep 2025)","smallBizThreshold":"₹40 lakh goods / ₹20 lakh services; composition 1% for traders up to ₹1.5 crore","localLevies":"Professional tax ₹200/month (₹300 in Feb) = ₹2,500/yr on salaries; PTEC ₹2,500/yr on the business; electricity duty ~21% on LT commercial bills"},"licences":[{"name":"Shop & Establishment intimation (Maharashtra S&E Act 2017, Form F) for <10 workers","fee":"Free, online (Aaple Sarkar / mahakamgar)","authority":"Labour dept","source":"https://mahakamgar.maharashtra.gov.in/"},{"name":"S&E registration (10+ workers)","fee":"about ₹400–₹10,000 by worker slab (Est.)","authority":"Labour dept","source":"Est.: Maharashtra S&E Rules 2018 fee schedule (not re-verified 2026)"},{"name":"Professional tax enrolment (PTEC) and registration (PTRC)","fee":"PTEC ₹2,500/yr","authority":"GST/Sales Tax dept (mahagst.gov.in)","source":"https://ezhrm.in/professional-tax-india-2026-state-wise-slabs-filing-guide/"},{"name":"Municipal health/trade licence for eateries (e.g. BMC Section 394)","fee":"₹2,000–₹20,000/yr by area (Est.)","authority":"Municipal corporation","source":"Est.: BMC/PMC eating-house licence fees vary by sq ft; no 2026 schedule found"}],"festivals":[{"name":"Diwali (Padwa, Bhau-beej)","dates2026_27":"8–11 Nov 2026","effect":"faral sweets/snacks, clothes, gold peak; Diwali Padwa auspicious for new shops"},{"name":"Ganeshotsav","dates2026_27":"14–24 Sep 2026 (passed); next ~4–14 Sep 2027 (verify)","effect":"10-day surge in modak/sweets, flowers, décor; road closures hit some shops"},{"name":"Gudi Padwa (Marathi New Year)","dates2026_27":"about 7 Apr 2027 (verify)","effect":"shrikhand, gold, vehicle and new-shop openings"},{"name":"Shiv Jayanti / Maharashtra Day","dates2026_27":"19 Feb 2027 / 1 May 2027","effect":"state holidays; dry day on 1 May"},{"name":"Christmas–New Year (Mumbai, Konkan tourism)","dates2026_27":"24 Dec 2026–1 Jan 2027","effect":"restaurants, bakeries, beach towns peak"}],"seasons":[{"months":"Jun–Sep","what":"Heavy monsoon: Mumbai/Konkan waterlogging, street vendors lose days; vada-pav/chai demand up"},{"months":"Apr–May","what":"Vidarbha/Marathwada heat 44–47°C (Nagpur, Akola); daytime trade dips"},{"months":"Oct–Feb","what":"Festival, wedding and tourist peak"}],"payments":{"digitalShare":"about 70% urban (Mumbai/Pune higher), 40–50% in small towns (Est.)","credit":"udhaar common in kirana; Mumbai street vendors rely on daily-collection lenders"},"notes":"Maharashtra is India's costliest place to run a small shop in its metros: Mumbai rents dwarf anything elsewhere, and MSEDCL commercial power runs about ₹12.5/kWh all-in (energy ₹8.51 + wheeling ₹1.60 + 21% duty), the highest among large states. Minimum wages are also high (Zone I unskilled ₹14,863/month for Jul–Dec 2026). In return, rules are liberal: shops with fewer than 10 workers only file a free online intimation, and from Oct 2025 shops, restaurants and theatres may trade 24x7 (liquor outlets excluded). Mumbai's dense commuter footfall, hawker eviction drives, monsoon flooding and the Marathi-signboard rule are distinctive.","factors":[{"id":"P01","cat":"Wages","name":"Minimum wage, shops, unskilled, Zone I (Jul–Dec 2026)","value":"₹14,862.75/month (incl. VDA ₹4,134)","role":"HV","source":"https://ascent-hr.com/notification/revision-of-minimum-wages-maharashtra-050826/","estimate":false},{"id":"P02","cat":"Wages","name":"Minimum wage, semi-skilled / skilled Zone I","value":"₹15,739.50 / ₹16,554.30 per month","role":"HV","source":"https://ascent-hr.com/notification/revision-of-minimum-wages-maharashtra-050826/","estimate":false},{"id":"P03","cat":"Wages","name":"Conflicting summary","value":"DCPSOL lists Zone I unskilled ₹14,155 (VDA likely computed differently); AscentHR used","role":"HV","source":"https://www.dcpsol.com/maharashtra-minimum-wages-vda-notification-july-2026","estimate":false},{"id":"P04","cat":"Wages","name":"Zones II/III","value":"Zone II ~₹14,100, Zone III ~₹13,400 per month (Est.: basic steps ~₹750/zone)","role":"HV","source":"Est.: zone spacing in Maharashtra S&E schedule (AscentHR Feb 2026 notice https://ascent-hr.com/notification/revision-of-minimum-wages-maharashtra-040226/)","estimate":true},{"id":"P05","cat":"Wages","name":"Unskilled daily equivalent","value":"₹572/day (₹14,863 / 26)","role":"HV","source":"https://ascent-hr.com/notification/revision-of-minimum-wages-maharashtra-050826/","estimate":false},{"id":"P06","cat":"Wages","name":"Typical informal shop-helper pay","value":"Mumbai ₹14–20k (+meals/stay), Nashik ₹10–13k, small towns ₹8–11k","role":"HV","source":"Est.: national presets scaled up for Mumbai cost of living","estimate":true},{"id":"P07","cat":"Rent","name":"Shop rent T1 Mumbai (neighbourhood shop)","value":"₹250/sq ft/month (suburban market streets ₹150–400; prime high streets ₹700+)","role":"HV","source":"Est.: Mumbai listings and broker reports; national T1 baseline ₹150 × ~1.7","estimate":true},{"id":"P08","cat":"Rent","name":"Shop rent T2 Nashik","value":"₹70/sq ft/month","role":"HV","source":"Est.: Nashik listings ₹15–25k for 250–300 sq ft","estimate":true},{"id":"P09","cat":"Rent","name":"Shop rent T3 Satara","value":"₹35/sq ft/month","role":"HV","source":"Est.","estimate":true},{"id":"P10","cat":"Rent","name":"Pagdi (tenancy key money) system","value":"old Mumbai shops change hands via pagdi payments of lakhs; rents controlled","role":"PD","source":"Est.: Maharashtra Rent Control Act 1999 pagdi tenancies","estimate":true},{"id":"P11","cat":"Energy","name":"MSEDCL LT-II commercial energy charge (0–20 kW)","value":"₹8.51/kWh + wheeling ₹1.60 + fixed ₹540/month (FY 2026-27)","role":"HV","source":"https://www.nobroker.in/packers-and-movers/guides/commercial-electricity-rate-per-unit-in-pune/","estimate":false},{"id":"P12","cat":"Energy","name":"MERC MYT path","value":"commercial base ₹8.51 (2026) → ₹8.31 (2027)","role":"HV","source":"https://www.thehitavada.com/Encyc/2025/6/26/Power-tariff-set-to-rise-by-5-per-cent-as-MERC-admits-errors-in-MYT-order.html","estimate":false},{"id":"P13","cat":"Energy","name":"Electricity duty, LT commercial","value":"21% of bill","role":"HV","source":"https://www.thehitavada.com/Encyc/2024/9/9/Commercial-consumers-struggle-toSURVIVE-COMPETITION-HIGHER-TARIFF.html","estimate":false},{"id":"P14","cat":"Energy","name":"Commercial electricity all-in (MSEDCL)","value":"about ₹12.5/kWh","role":"HV","source":"Est.: (₹8.51 + ₹1.60 + FAC ~₹0.2) × 1.21 ≈ ₹12.5; Mumbai (Adani/Tata/BEST) similar or higher","estimate":true},{"id":"P15","cat":"Energy","name":"Commercial LPG 19 kg","value":"Mumbai ₹2,764.50 (1 Oct 2026); Nashik ~₹2,790 (Est. +transport)","role":"HV","source":"https://www.goodreturns.in/news/lpg-gas-cylinder-prices-hiked-october-1-2026-19-kg-commercial-lpg-prices-up-rs-62-71-50-city-wise-1538497.html","estimate":false},{"id":"P16","cat":"Energy","name":"Petrol, Nashik / Mumbai","value":"₹112.44 / ₹111.21 per litre (25 Oct 2026)","role":"HV","source":"https://www.businesstoday.in/fuel-price/petrol-price-in-silvassa-today","estimate":false},{"id":"P17","cat":"Licences","name":"S&E for <10 workers","value":"free online intimation; registration only at 10+","role":"HV","source":"https://mahakamgar.maharashtra.gov.in/","estimate":false},{"id":"P18","cat":"Regulation","name":"24x7 trading","value":"allowed for shops, restaurants, theatres from 1 Oct 2025 GR; liquor shops/bars excluded; 24h weekly rest per worker","role":"PD","source":"https://www.thehitavada.com/Encyc/2025/10/4/mah-govt-allows-shops-restaurants-theatres-to-operate-24x7-liquor-vends-bars-excluded.html","estimate":false},{"id":"P19","cat":"Regulation","name":"Marathi signboards","value":"Devanagari Marathi name mandatory and not smaller than other scripts (2022 amendment); fines and periodic civic drives","role":"RE","source":"Est.: Maharashtra S&E (Amendment) 2022; Supreme Court upheld in 2023","estimate":true},{"id":"P20","cat":"Regulation","name":"Plastic and thermocol ban","value":"state ban since 23 Mar 2018 (stricter than national SUP rule); ₹5,000 first-offence fine","role":"RE","source":"Est.: Maharashtra Plastic and Thermocol Products Notification 2018 (MPCB)","estimate":true},{"id":"P21","cat":"Regulation","name":"Gutkha / scented tobacco ban","value":"state ban since 2012, renewed annually","role":"HV","source":"Est.: FDA Maharashtra annual notifications","estimate":true},{"id":"P22","cat":"Regulation","name":"Hawker zones","value":"Mumbai has ~32,000 certified hawkers vs lakhs vending; BMC eviction drives are frequent","role":"RE","source":"Est.: Town Vending Committee survey numbers reported 2024–25","estimate":true},{"id":"P23","cat":"Tax","name":"Professional tax (employees)","value":"₹200/month, ₹300 in Feb = ₹2,500/yr; nil up to ₹7,500 salary; women exemption threshold disputed (₹10k vs ₹25k)","role":"HV","source":"https://ezhrm.in/professional-tax-india-2026-state-wise-slabs-filing-guide/","estimate":false},{"id":"P24","cat":"Tax","name":"PTEC (business owner)","value":"₹2,500/yr","role":"HV","source":"https://hrone.cloud/blog/professional-tax-slab-rates-2026-27/","estimate":false},{"id":"P25","cat":"Tax","name":"National rules","value":"Inherits national rules from in.json (GST 0/5/18/40%, FSSAI basic registration to ₹1.5 crore, Mudra, PM SVANidhi, labour codes from 21 Nov 2025)","role":"HV","source":"See src/data/places/in.json (national baseline, sourced there): https://www.fssai.gov.in/upload/advisories/2026/03/69c6a23234827order_27032026.pdf","estimate":false},{"id":"P26","cat":"Finance","name":"CMEGP (Chief Minister's Employment Generation Programme)","value":"15–35% subsidy on project cost (services up to ₹20 lakh, manufacturing up to ₹50 lakh)","role":"PD","source":"https://maha-cmegp.gov.in/","estimate":false},{"id":"P27","cat":"Festivals","name":"Ganeshotsav","value":"10-day surge; mandals and road closures (next ~Sep 2027)","role":"HV","source":"Est.: Ganesh Chaturthi 2026 = 14 Sep; 2027 date to verify","estimate":true},{"id":"P28","cat":"Festivals","name":"Diwali 2026","value":"8 Nov 2026; faral sweets peak","role":"HV","source":"https://navbharatlive.com/religion/diwali-kab-hai-2026-date-bhai-dooj-rrs05","estimate":false},{"id":"P29","cat":"Climate","name":"Mumbai monsoon waterlogging","value":"2–6 lost trading days per season; suburban train stoppages kill footfall","role":"RE","source":"Est.: IMD Santacruz ~2,200 mm Jun–Sep; recurring flood days","estimate":true},{"id":"P30","cat":"Climate","name":"Vidarbha heat","value":"Apr–May 44–47°C in Nagpur/Akola","role":"HV","source":"Est.: IMD normals","estimate":true},{"id":"P31","cat":"Climate","name":"Marathwada drought / water tankers","value":"water tanker costs for eateries in dry years","role":"RE","source":"Est.: recurring drought years in Marathwada","estimate":true},{"id":"P32","cat":"Payments","name":"Digital share","value":"~70% urban; 40–50% small towns","role":"HV","source":"Est.: national UPI data (https://www.outlookbusiness.com/amp/story/news/upi-emerges-as-dominant-retail-payment-system-with-transaction-volume-share-at-87-careedge) adjusted for metro-heavy state","estimate":true},{"id":"P33","cat":"Prices","name":"Cup of tea (cutting), Nashik","value":"₹10–15; baseline ₹15 (Mumbai ₹15–20)","role":"HV","source":"Est.: report chai notes (₹10→₹15 step)","estimate":true},{"id":"P34","cat":"Prices","name":"Simple meal (thali/misal/vada-pav plate)","value":"₹100 (vada pav alone ₹20–25 in Mumbai)","role":"HV","source":"Est.: national ₹80 × 1.25","estimate":true},{"id":"P35","cat":"Prices","name":"Packet milk (Gokul/Amul cow)","value":"₹60/L","role":"HV","source":"Est.: Amul cow ₹60 nationally after 14 May 2026 (https://www.angelone.in/news/economy/amul-and-mother-dairy-increase-milk-prices-by-2-per-litre-effective-may-14-2026); Gokul/Chitale similar","estimate":true},{"id":"P36","cat":"Prices","name":"Men's haircut","value":"₹120 Nashik; ₹150–250 Mumbai","role":"HV","source":"Est.","estimate":true},{"id":"P37","cat":"Language","name":"Business language","value":"Marathi (mandatory signboards); Hindi and English in Mumbai/Pune","role":"HV","source":"Est.","estimate":true},{"id":"P38","cat":"Income","name":"Per-capita GSDP 2024-25","value":"₹354,225 (~$3,909), 10th in India","role":"HV","source":"https://en.wikipedia.org/wiki/List_of_Indian_states_and_union_territories_by_GDP_per_capita","estimate":false},{"id":"P39","cat":"Demographics","name":"Urbanisation","value":"45.2% (Census 2011); ~50% in 2026 (Est.)","role":"HV","source":"https://censusindia.gov.in/census.website/data/census-tables","estimate":false},{"id":"P40","cat":"Risk","name":"Bandh / quota agitation","value":"Maratha reservation protests (e.g. Aug–Sep 2025 Mumbai) shut markets 1–3 days","role":"RE","source":"Est.: recurring 2023–2025 agitations","estimate":true},{"id":"P41","cat":"Risk","name":"Commercial LPG shortage","value":"Mar 2026: ~20% of Mumbai eateries shut temporarily","role":"RE","source":"https://www.theweek.in/news/biz-tech/2026/03/10/lpg-shortage-disrupts-restaurants-hotels.html","estimate":false}]}